Privacy statement
Commitment to website privacy and responsible use of information
At Yes Finance Limited, we are committed to ensuring the privacy of your information. We understand as a customer using the Yes Finance Limited website how important the privacy of your personal information is to you. If you have any further questions relating to this privacy statement, please do not hesitate to contact us.
Information we collect
We gather two types of information about our website users:
- Personal information, provided voluntarily when you complete an online application or other forms; and
- Information collected by our web server or third party systems we subscribe to for site traffic information
Our web server collects the following types of information: the number and location of site visitors (gathered via IP address logs), the date and time of visits, the number of pages viewed, technical information on browser connections, traffic patterns and audit logs of all activity.
In normal circumstances, this is anonymous statistical data and no attempt is made to identify users or their individual browsing activities. We use this data to evaluate our website performance and measure the interest in various areas of our site. In the event of a fraud, dispute, or other extraordinary circumstances, also this information may be analysed for troubleshooting purposes.
Information disclosure
We may release information about you when required to, or permitted by law.
We may also disclose information where you have authorised us to, or where disclosure is connected to the purpose for which it was collected – e.g. online applications. You have the right to access and correct this information subject to the provisions of the Privacy Act 1993.
We will not however, use your personal information for any purpose that is not related to the products or services we provide to you, or for any purpose for which you would not reasonably expect us to use the information. For example, your information may be used by Yes Finance Limited and its related companies, to enable us to offer you other products and services that may enhance your relationship with us. It’s your decision whether you wish us to provide this service to you.
We may share the information we gather in aggregate form e.g. survey or tracking information, with advertisers and other partners. However, we will not sell or disclose personal information about you as an individual to any third party or entity outside Yes Finance Limited or its related companies for marketing purposes.
Cookies
Cookies are small pieces of information which can be stored on your hard drive (persistent cookies) or in memory (session cookies). The cookies we send to your PC cannot read your hard drive or command your computer to perform any action.
We use two types of cookies:
Persistent cookies – used to identify and provide personalised features such as choosing which page you would like to make your Yes Finance Limited NZ start page – and for tracking traffic patterns to and from our site. Session cookies – used as an integral part of the identification process for our Online Application and Client services. No personal information is kept in the cookie and the cookie is not written to your hard drive. When you log out of the session the cookie is no longer valid and is discarded when you close your browser.
Google Analytics
Yes Finance Limited uses Google Analytics measurement software to help measure traffic patterns to, from, and within our website. Note: we do not include this measurement software on any secure site online application and Client service screens.
All information is aggregated by Google Analytics and provided to us to help us better understand usage of our website – no individual visitors are identified. Google Analytics has been adopted as an accepted interactive measurement standard amongst major Internet sites.
For further information about Google Analytics click here, and for details of Google’s Privacy Policy click here.
Online advertising
Yes Finance Limited uses third party vendors, including Google, to display advertising on websites across the internet. These third party vendors may also use cookies to anonymously track and target advertising based on your browsing behaviour. For further information and details of how you can opt out of these third party cookies via the Network Advertising Initiative, click here.
When you provide information
When submitting an online enquiry form relating to a Yes Finance Limited product or service, we will request specific personal information such as your name and address, title, your email address and a contact phone number. This information is necessary in order for us to action your request, and so that we can contact you if needed on issues relating directly to the product or service. When submitting an online application form where confidential information is included in the form, we will use encryption to ensure that the information you send to us across the Internet is secure.
From time to time, Yes Finance Limited may collect additional personal information from website users in connection with optional competitions, surveys, or special offers.
Security of captured data
To prevent unauthorised access, maintain data accuracy and ensure appropriate use of any customer supplied information, we have put in place physical, electronic and managerial processes to protect the information we collect via our website.